Every year, all account holders see that a certain amount of money, apparently without “source”, is deducted from their checking accounts. Sometimes, the bank is contacted to understand the reason for this payment, but the answer is quickly said: it is a stamp duty, which is compulsory for all taxpayers and varies according to the amount deposited.
What is a stamp design?
This is a state tax.An indirect tax which is not linked to the contributory capacity of individuals and which is securitized because it refers to a written document‘, as the portal tells us consumer. Italians are required to pay it annually at the time of the account statement or statement. If there is no declaration during the current calendar year, the tax will be applied on December 31 of each year. The payment concerns all taxpayers and account holders whose average balance is three months and exceeds 5 thousand euros. Beyond this number, the taxpayer will have to pay 34.20 €100 for natural persons and €100 if you are dealing with a company and therefore not a natural person.
What happens to people who have multiple accounts?
On the other hand, those who have more than one current account will have to pay a stamp duty Everyone accounts it holds. “We remind you that the tax is automatically deducted from your account either at the end of the year or when an account statement or statement is issued. Expert explanation. Compared to what has been written so far, the result is that all people with less than 5,000 euros will be exempt from paying stamp duty. The average balance will be calculated based on the daily balances added together; The result obtained will be divided by the reporting days or in any case by those from which the calculation was obtained.
Who will not have to pay
Anyone who has a contract with a credit institution that decides to do so will not be required to pay stamp duty Pregnancy state tax. For this reason, there are differences between a bank and a bank, depending on certain promotions at the moment. “Those with a basic checking account, i.e. an account for people with limited financial needs, do not have to pay tax“, explained the experts. Finally, even those with an ISEE of less than 8,000 euros and who receive a pension not exceeding 18,000 euros per year will have nothing to pay. Even people who have a current account with the payment organization or Emilewhich is a banking establishment which can only carry out the activity of issuing electronic money, as well as those whose accounts are marked in red.
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